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Uncover your next mortgage with Nellmo

Moving or buying your first home? Why Nellmo: Nothing to pay upfront. Answers in a day. Effortless process.

Nellmo For Trusted Mortgage Advice, Fast 

Call 01285 300 841
(9am-5.30pm Mon-Fri)
Get My Advice
Get My Advice
Call 01285 300 841
(9am-5.30pm Mon-Fri)
4.8 Stars - Based on Our 286 Customer Reviews
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Let us find your perfect mortgage

The excitement of moving house or buying your first home can quickly disappear with the hassle of searching for the right mortgage. Nellmo keeps the fun in homebuying by taking away that stress. Our experienced team will be by your side from your first call to completion. Making buying a property the pleasure it should be.

Our experienced team of mortgage brokers will compare mortgages for you and suggest the one that matches your needs. As we aren’t tied to one lender, we can consider a broad range of options to help find the most appropriate deal for your circumstances. That might be with a big name, a specialist lender, or a mortgage deal that’s only available through brokers. We also understand that you probably want to move quickly, which is why we pride ourselves on our fast turnaround times. Our team is ready and waiting to provide you with the personalised service you deserve.

Why Use Nellmo?

There’s more to choosing a mortgage than just finding the lowest interest rate. When you use a mortgage broker like Nellmo you get the benefit of our professional experience. Helping you to compare mortgages, understand what lenders are looking for and avoid costly mistakes.

Expert Guidance

Nellmo are FCA-registered, CeMAP qualified mortgage brokers. What that means for you is professional support with paperwork, with understanding lender criteria and with working out which mortgage product is the most appropriate for your circumstances.

Human Touch

We don’t believe that one size ever fits all. That’s why we give each and every one of our customers a tailored service. However complex your case, we believe we can help you find a great deal.

No Upfront Fees

It’s absolutely free to speak to us. Once we have your details we aim to get back to you with recommendations within 24 hours. You don’t pay a penny to Nellmo until you have your mortgage offer. 

Whole-of-the-market Access

From familiar high street names to specialist lenders, our whole-of-the-market access means we can consider a broad range of mortgages to help find the most appropriate option for your circumstances.

Our customers say…

Individual mortgage advice for every type of mortgage

Your home is as individual as you are, and so is the mortgage you need. We work with you to understand what you are looking for so that we know which mortgage will be the best one for you. There are lots of different types of mortgage, but whatever kind you want, we are certain we can help.

Types of mortgages

First Time Buyer Mortgages

If you’re lucky enough to be ready to take your first steps in home ownership, we’re here to hold your hand. We’ll explain the buying process; make sure you have all the right documentation and talk you through your options. We can even liaise with surveyors and conveyancing solicitors, to make things even easier for you. Our team can help you with a standard first-time buyer mortgage, and we also have expertise if you are buying your first home through Right To Buy or Shared Ownership.

Home Mover Mortgages

There’s often a lot more to moving home than most people expect, and getting the mortgage right is key to keeping everything running smoothly. Whether you’re upsizing, downsizing, or relocating, our team will help you. We can help you decide whether it’s more cost-effective to port your current deal or get a brand-new mortgage, taking into account any charges that may be payable. We’ll take care of the details so you can focus on finding your next home.

Buy to Let Mortgages

Looking to grow your property portfolio or taking your first step into letting? Wherever you are now, our brokers can source competitive buy to let mortgages tailored to your investment goals. We work with a wide panel of lenders to find deals based on rental income potential, so you don’t need to rely solely on personal salary to qualify. We’re used to working with experienced landlords as well as first-timers, giving everyone a professional service

Limited Company Buy to Let Mortgages

If you’re looking to take out a buy to let mortgage through a limited company, rather than as an individual, speak to Nellmo. We work with lenders who specialise in this type of mortgage, and understand company structures and Special Purpose Vehicles. If you’re new to this area of borrowing we can help you navigate your way through with the minimum of fuss. If you’re ready to get started contact us today.

Large Loan Mortgages (£1m+)

When you’re borrowing above £1 million, you need more than a standard mortgage broker. Luckily the Nellmo team is experienced in complex, high-value finance. We have strong relationships with private banks and specialist lenders who take a bespoke approach to underwriting, whether you’re purchasing a prestige residential property or expanding a significant buy-to-let portfolio. Our advisers will manage every detail, from structuring complex income to presenting your case in the best possible light.

Types of mortgages

First Time Buyer Mortgages

If you’re lucky enough to be ready to take your first steps in home ownership, we’re here to hold your hand. We’ll explain the buying process; make sure you have all the right documentation and talk you through your options. We can even liaise with surveyors and conveyancing solicitors, to make things even easier for you. Our team can help you with a standard first-time buyer mortgage, and we also have expertise if you are buying your first home through Right To Buy or Shared Ownership.

Home Mover Mortgages

There’s often a lot more to moving home than most people expect, and getting the mortgage right is key to keeping everything running smoothly. Whether you’re upsizing, downsizing, or relocating, our team will help you. We can help you decide whether it’s more cost-effective to port your current deal or get a brand-new mortgage, taking into account any charges that may be payable. We’ll take care of the details so you can focus on finding your next home.

Buy to Let Mortgages

Looking to grow your property portfolio or taking your first step into letting? Wherever you are now, our brokers can source competitive buy to let mortgages tailored to your investment goals. We work with a wide panel of lenders to find deals based on rental income potential, so you don’t need to rely solely on personal salary to qualify. We’re used to working with experienced landlords as well as first-timers, giving everyone a professional service

Limited Company Buy to Let Mortgages

If you’re looking to take out a buy to let mortgage through a limited company, rather than as an individual, speak to Nellmo. We work with lenders who specialise is in this type of mortgage, and understand company structures and Special Purpose Vehicles. If you’re new to this area of borrowing we can help you navigate your way through with the minimum of fuss. If you’re ready to get started contact us today.

Large Loan Mortgages (£1m+)

When you’re borrowing above £1 million, you need more than a standard mortgage broker. Luckily the Nellmo team is experienced in complex, high-value finance. We have strong relationships with private banks and specialist lenders who take a bespoke approach to underwriting, whether you’re purchasing a prestige residential property or expanding a significant buy-to-let portfolio. Our advisers will manage every detail, from structuring complex income to presenting your case in the best possible light.

Discover the difference Nellmo can make

Ready to make your move? Then it’s time to contact Nellmo. With qualified, FCA-registered brokers, whole-of-market access, and a genuinely welcoming approach, we pride ourselves on our ability to make home-buying enjoyable again.

So, sit back, relax and let us do the hard work.

Think carefully before securing other debts against your home.
The overall cost of repayment of other debts might be more when added to your mortgage.

You may have to pay an early repayment charge to your existing lender if you remortgage. 

Not all Buy to Let Mortgages are regulated by The Financial Conduct Authority.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

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Nellmo Limited is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.

Nellmo is a trading name of Nellmo Limited, FCA number 1014885

Registered Company Number: 15681580 registered in England & Wales.

Registered Office: Top Floor, 2 Silver Street, Cirencester, Gloucestershire, United Kingdom, GL7 2BL

ICO Number: ZB685484

Typically, we charge a fee of £695 for arranging your mortgage. The precise amount will depend on your circumstances and the complexity of the mortgage being arranged. This will be confirmed following our initial discussion.